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31 January 2025 | 3 replies
I was looking to get some advice on the best way to finance a small mixed-use property?
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14 January 2025 | 1 reply
Hey @Brandon LaRose, do you have the ability to use a Margin Loan against a taxable portfolio, or a policy loan against a permanent life policy?
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13 February 2025 | 11 replies
A small multifamily or even renting out rooms in a single-family home could work, especially with short-term rentals.
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31 January 2025 | 6 replies
Yes there are alternatives for both beige and 30 year loans for no US borrowers.
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10 February 2025 | 24 replies
I bought a house with sec 8 tenants who needed to pay just 200 dollars of the rent.
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12 February 2025 | 5 replies
I would certainly disclose the currently approved special assessments, but since any further financial obligations and project plans have not been voted on by the membership, approved in a budget, or secured in a loan; must I disclose the knowledge that the board is trending in that direction?
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4 February 2025 | 8 replies
It's possible but going to be expensive and I would think they would want some collateral on the loan as well.
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6 February 2025 | 2 replies
Cash flow is definitely the biggest challenge; both in terms of finding properties to buy that cash flow with a loan on them and just company wide given interest rates and labor/material is up and, at least where I'm at in Jackson County, MO, taxes are way up too.
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5 February 2025 | 5 replies
Maintenance/cap ex, insurance, if a rental PM, bookkeeping, misc.The fact you have a loan means 1) leverage 2) equity pay down.In addition, there are tax benefits.So I will do some rough underwriting as an OO non-rental at 95% LTV (because FHA has some undesired consequences that make the 1.5% difference in LTV worth avoiding the FHA).equity paydown: 20% (using OP interest rate at 95% LTV and not counting closing costs).
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19 February 2025 | 11 replies
My wife nothing but student loans and car debt.