The value is in the lot so not worth $506k but still nice appreciation.Like New York city people are fleeing but some savvy investors are staying in Portland because the rental stock is shrinking which drives up rents.

For tenants who stay year after year, the security deposit over time shrinks in relation to the monthly rent to the point where it's clearly inadequate.

Make no mistake about it, Wall Street is finally gobbling large chunks of the real estate market, moving the prices way up and shrinking the inventory.

However what you failed to mention, is that because you overfund the policy, the risk for the insurance company is lower because the gap between the death benefit and the cash value is shrinking, so the cost of insurance is also shrinking too.There as been a lot of false fear mongering about IUL spread by the Infinite Banking people.

I think you'd be shrinking your investor pool. 

@Kathryn Schauer, whatever you do, do NOT put any bushes or trees next to the foundation (I.e. within 3-4 feet) as it can negatively affect your foundations’ performance, assuming it’s a slab-on-grade, or pile suspended system if there’s any shrink/swell on expansive soils.

I think putting in a washer/dryer and "shrinking" the kitchen isn't a good idea. 

First of all, each state has it's own good areas and bad areas and areas growing and those shrinking. 

Lack of inventory and competing with larger fix and flips companies / syndication is making the profits shrink .

Going to my $10k profit, if I'm spending my hypothetical $5k, then my profit would shrink to $5k.