If you're looking for ways to accelerate, consider these options:Seller Financing – Some sellers may finance a portion of the purchase price, reducing your need for a large down payment.DSCR Loans – These loans focus on property cash flow rather than personal income, often requiring only 15% down.Private Money Lenders – If you can find a PML willing to work with you, you may be able to put less down.Partnerships – If you’re open to splitting profits, you could bring in a partner who funds the down payment.Since you’re okay with the slower path, just keep stacking cash, but these might be worth exploring to move faster!

I personally put them on a schedule, long term, because I do not have the time to do the work myself and contracting it out all in one shot comes with a large bill.  

I put my location as New York since that is where I will be moving after college for work.

Is it mandatory to put in fmls?

I remember when they put this is place in Portland, OR and there was a ton of interest.  

Don’t put in electric baseboard heaters.

I'll be sure to put in a disclaimer next time indicating that I'm not a CPA and they have to reach out to a tax professional to consult on the matter. 

You can put an agreement together where you capture any depreciation (if your tax burden is higher than hers) rather than split 50/50.

Or, if you put several Class D tenants in a Class A four-plex, what do you think will happen to the property?

Will you get a good return on the money you put in?