I am a realtor and wholesaler, and I get some buyers looking for owner financing, some sellers need/prefer getting cashed out and there are some lenders I work with who can provide the financing however they run out of funds sometimes.

There’s no risk and all reward because if somebody can’t provide ID, they’re not going to be able to rent from me anyway.  

For example,  providing a heating source for your tenant is your responsibility as the landlord. 

I went through similar experience when I purchase rentals from a turnkey provider in Indianapolis.

Can anyone provide a copy?

When you have studied your market properly you should be able to provide the answer of if single family or residential multifamily is better for cash flow. 1% rule was for a time when almost all deals were decent as a way to rule out the lessor deals and concentrate on the best deals.

Then there’s fraud or misrepresentation, where borrowers inflate project values or provide false documentation.

The judge is not providing justice to you; he's coaching the tenant, who is clearly violating the contract and essentially stealing from you.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

I'm assuming you're referring to investors that provide all of the funds for your flips?