IOne option is to obtain a Letter of No Objection as to the home's use as a 2 family from the New York City (NYC) Department of Buildings. 

Great idea shooting for MTRs - we have one in Phoenix and it's performing really well.

Quote from @Joshua Wei: Can anyone recommend a company in or around Birmingham, Alabama that performs cost segregation studies for single-family homes?

The best way to get a good contractor in my opinion will be to ask for bids on what they perform.

Is there any way to get PennyMac to lower the payoff amount, at least to just the principal amount, enough to cover the partial claim, satisfy the mortgage lender and be able to afford to relocate my family (I only need $7,000 to $10,000 to get a vehicle/uhual and move my family, and that includes the new place)?

Brands like DeWalt, Milwaukee, and Makita are highly rated for durability and performance, and they often have good discounts around Black Friday.

Then you see how it is actually performing. 

I hate full blown Landlord Software because I only have about 10 units and hate the fees...I am a big fan of the "Lite" Landlord Software and the only one for rent payment that can be 100% free for the landlord and the tenant WITH automatic late fees is apartments.comI actually did a whole video about this on my YouTube channel comparing the must have features of any rental collection tool!

With this model I'm able to get a lot more than other MTR operators who are relying on Furnished Finder and Airbnb for bookings.Being that I only operate MTRs, I price my fees to include this.

I originally lived in it for a year, while if fixed it up so i only had to put 5% down + closing costs(25,000), and the property has appreciated 8% over the past two years(20,000) but not sure if i should rent it at a loss and structure the lease so i am  in a more favorable leasing cycle, or plan to sell it.