I think there is a good mix of people there. 

Rich Ng That's good to know, I know people who have had issues in Salem with big differences between market and section 8.

The truth is, people are suckered by this all the time.

It has made me question how can people live the way they do.

There is an incredible amount of points to consider when weighing the options on something like this and honestly, I don't recommend it to very many people at all ....even seasoned tradesmen and investors.

Such a solid investment for any SoCal people looking for some cheap cash flow.

The loft is very successful on Airbnb and people love the main house for long term rental.

People that get destroyed are ones that are enticed by the low interest rate and assume they can refi after the second year. 

I never was able to coordinate a consistent quarterly meeting for planning, I never knew who to contact because they have multiple levels of their workers and people were constantly moving in and out of the organization.  

Which is not easy for possible for many people (like your husband).Once you really know what to do, the risk level drastically reduces.