However while people in Windsor doesn't have the luxury of high paying jobs that GTA residents have, is it just a temporary fever of buying houses, or there is really something going on in this city ? 

As long  the tenants pay the rent each month, increasing their rent will be very tough and getting them to leave will be extremely tough. 

@Chinku Chinku how is paying the loan balance down going to help you reach your goals?

I would love to meet any real players in the area who would love to pay it forward and help someone green like myself.

I do not have 5 layers of management that make my rates higher, no lender I work with pays for my office space, licensing, benefits, marketing department, compliance department.... 

Quote from @Sarp Ka: Quote from @Patrick Roberts: Am I understanding this correctly that youre expecting to get a $700k property for $500k because youre paying cash?

If you did DSCR, 20% down I have a Par rate at 6.375% so you pay broker fee but no points.

@Corby Goade I agree: paying a month for a professional pm to find someone to me is worth not only the time and effort but the cost.

Just sell and pay off that loan or two.

My goal is to offer an affordable monthly payment that competes with renting a comparable property and offers a benefit to paying a bit more to "own".