I am currently operating this investment from the inside while living in the master, and renting out the other rooms. 

When you say a live revenue manager, what do you mean by that? 

I live in Phoenix and my business partner and I put on a couple local forums for investors like yourself to network.

I live in the greater Chicago area.

We do not use the credit score, we use the information on the credit report to gauge how long they have lived at addresses and what kind of judgements they have.

When we lived there up until last year, 1-2x a year there would be a clog that would cause a backup of sewage in the downstairs tub and toilet.

I grew up in Berea and lived there for 25 years. 

I’m trying to get a heloc or cash out refi on a primary residence duplex.l under FHA.I have great credit but modest incomeWife has bad credit with better income therefore I don’t believe we will qualify for heloc.Our plan was to get heloc to use as a down payment on another house hack or general investment property.So far our mortgage company said they could do the cash out refi which would raise our mortgage from $800 to $1200 (current rate is 3.62) and the rate would go to 6.6To pull out hopefully 30-35k maxMy concern is if I do the cash out.

I am currently living in the master bedroom, and renting out the other 3 bedrooms.

Having a group of friends living in an apartment complex creates a sense of community and reduces turnover.