Here is the dilemma - after we purchased this home, we moved, and we lived in it for approximately a year.

My mom cant work at least right now due to health issues.We have been renting a condo all the time but now since I know quite a bit of real estate I have been telling them that renting tnalthough it was convenient due to different factors it has also been a waste of money.

.- Section 105 plan: Make yours and your family health expenses 100% deductible.- Augusta Loophole: An S corporation owner can rent his or her entire home to the S corporation for up to 14 days per year and get big tax deductions.

My only concern is that, at the purchase price, you may be in a war zone which causes all sorts of dilemmas. 

FYI it's generally going to have to be "dumb person and toddler" proof to close on the purchase ("dump person and toddler" proof is an easy rule of thumb for when an appraiser is required to call something out as a "health and safety" hazard), assuming you are getting a normal mortgage.

I have a Dilemma.  

Here is the dilemma:1.

Plus cheap health insurance for the whole family.So I'll just keep plugging along.

HSAs in combination with high-deductible health insurance plans should be available.

It has a separate entrance as well.The dilemma I have is how to treat the utilities.