I know I would not want to do 80 deals in an year for a whopping 80k... seems like a low returns for them.. granted apr is spectacular but then again you need those funds liquid so your drag on funds ( from lender perspective ) can be pretty great..

I am looking at it from the perspective of what could be done with the additional land as well.  

So I would do what you can to scrape up the money to get legal help OR if your name is on the properties then drop the price to sell them so they cover the mortgage amount and walk away.Look at it from the perspective of what is it going to cost you to litigate versus just get out now?

HOWEVER - if you're approaching it more so from the perspective of wanting a place to settle down and possibly later on emphasizing on school districts, your evaluation criteria will be different than someone who is a pure investment play. 

Thinking from a business perspective (I work at Baselane, another property management system that offers rent collection, banking etc.)

Think from a buyers perspective, if you were looking at a house that had fire damage that was repaired would you want a whole new roof or only a partial new roof? 

Great perspective @alecialoveless I also ran B&Bs for years but the more I reflect and the more research I do...and the older I get, I think you might be right and LTR is the way to go :)

Sorry for the novel, but I find myself having these conversations over and over and I hope some people can benefit from some different perspective on lending

I love this perspective!

This gives us a broader perspective on how market dynamics are shifting over time.To recap: Strong List to Sold Price percentage and relatively quick Days on Market suggest a healthy and active market in Montgomery.If you're interested in a further break down of any of this information or would like to know more about the rental market please let me know.