In these cases you would have a high probability of being sued for any issue with the building.In the electrician example above, you could remedy this by having your subcontractor agreement put all liability on the electrician by requiring an Additional Insured and Waiver of Subrogation endorsement. 

I'm hopeful I can add real value wherever I can on the forums and with connections.I have over 20 years of corporate accounting experience, I was an Enrolled Agent for about 4 years, I was an endorsed local tax advisor with the Dave Ramsey Show for 2 years, and I've been a real estate agent since 2016.But I'm making the full leap into real estate investing as of Jan 2019 with a supportive husband and family. 

hello I was wondering if a company is listed in the network section of the biggerpockets website does that mean biggerpockets endorses it or can anyone pay to be listed there? 

A policy    with a higher premium may be a better deal if it does not have a wind deductible.There are many endorsements that are available on the homeowners policy.

if it is below or outside the foundation that may present some issues.If the sump pump was overwhelmed, check to see if you policy has the Water Backup endorsement. 

Call them back and have a mold endorsement added to your policy.

You will be responsible for the lenders title policy and endorsements, and documentary taxes and intangible taxes on the mortgage. 

Title closing, title insurance, endorsements, recording fees, home insurance, taxes, escrow account transfer taxes should be ignored because they are going to be the same regardless of which lender you go with. 

Peter,Although the cost is small for the endorsement (or $0), you are impacting your coverage. 

Thank you for your endorsements, @Yonah Weiss and @Basit Siddiqi.