I would love to see a mentorship series on Bigger pockets that walks one or possibly multiple candidates through the process of investing in their first property.OP check out the BP boot camp program.   

There's a program in Texas that could pay me back my down payment and closing costs, but I'm having difficulty finding a qualified lender and my credit rating, while better than it was, is still about 11 points below where lenders would take me seriously.

There are down payment assistance programs in NJ right now offering $15k grant towards your down payment if you live at the property and meet certain income requirements.

Rafael,After the hard money loan I would suggest closing them under your LLC using a DSCR loan or portfolio program. 

CalPERS was considered the gold standard of pension programs but it's a shell of its former self due to mismangement and unfunded liabilities.

Hi Sean, There are many programs for international buyers to secure financing. 

I own a duplex that is leased to an organization that has recovery programs and group housing for men and women.

look into government DP assistance programs. 

P&I payment: $716Origination Fee: $4500Underwriting fee: $1395 Hi Su,Yes, with the DSCR programs readily available today, I would say all of these are high.

Typically what you will see is that bank will acquire 3 to 6 months seasoning for cash programs.