Lenders are lining up to provide down payment, “gap” financing, and earnest money deposit financing so that they, with no experience, no capital, and no knowledge can purchase a property they incorrectly analyzed as a good purchase, for “nothing” down.

The maturity matching the amortization means no mandatory refinance, in the context of rates more likely to go down than up, that's not a bad thing.The 60% LTV option: Some folks wouldn't want to compromise on the amortization or the rate, but they might be willing to compromise on the leverage point, which is where this one comes in.

We embrace S8 applicants, but screen them just like any other applicant.Many have an entitlement mentality and try to leverage their S8 voucher by pretending to be helpless:1) A percentage won't apply because they expect a landlord to waive application fees for them.2) Many cry broke and expect a landlord NOT to charge them a security deposit.3) Many of those same S8 tenants trying to avoid paying a security deposit, won't make an effort to call the list of nonprofits we send them that will pay their security deposit if they apply.4) A lot of them try to avoid paying for utilities.

Private money lenders can also be more flexible with terms, allowing you to structure deals in ways that better match your cash flow needs or renovation timelines.Re-evaluating your financing strategy periodically ensures that you’re optimizing not only for the best rates but also for terms that align with your investment goals.

The vast majority of lawsuits against Landlords are for wrongful eviction, security deposit disputes, and Fair Housing Violations.

That's an apt opportunity to try and get a price match (or less).

I would also make sure there is a deposit and lease in place unless you buy vacant.

Uhhh Ohhh........I smell a triple threat match brewing.

You want them to be affordable but also a fit/match for your particular needs and personality.Regards,Chad

It’s designed with investors like you in mind—where rental income speaks for itself, and there's flexibility to match your community-driven goals.Feel free to reach out if you'd like to chat or share ideas.