@Nika SmyshlyayevWhen sending out your marketing letters to probate estates make sure your letter shows compassion, sympathy and empathy...You don't know what the PR is going through.

The ones that are successful are able to make the seller very comfortable around them, are able to emit sincerity, compassion and empathy, and most important trust.

I always prefer to be ruthless and without compassion, I was simply giving some middle of the road advice to help OP out. ;) fact is, OP doesn't have an ethical dilemma, he has a self-guilt problem, and it's his own.

A lot of people will say “it’s a business and it needs to be treated as such” but I think having a little compassion can go a long way, not just in RE, but life in general.

Hopefully with compassion, and with an attempt to solve their house problem, not just "take" their house. 

These are the questions/answers not typically disclosed to Buyers and Sellers from many Wholesalers and how a Wholesaler answers those questions says a lot about one's business practices and ethical compass.

Anger and fear for those who don't want to sell, but the personal feeling could look like compassion to the motivated seller.

It is almost as if you are inferring that a realtor should be a realtor, CPA, financial counselor, soothsayer, your personal financial moral compass, and make your major financial decisions on your behalf.

I appreciate the encouragement, suggestions, compassion, and support.

The traditional banks that I was more accustomed to dealing with such as Wells Fargo, BofA, Compass bank, have not worked out for me.