If you pay all your "normal" bills with a CC you can free up that cash for this short term emergency. then once you get another renter in find ways to cut costs for the next few months in order to pay off the CC.

Much to my chagrin as I've already established bank accounts, business cc's and other accounts under this name.

@David RobertsHi David,I added a column for the New Financing situation as you asked:I zeroed out the Financing from the Purchase by making the DP% = 100% so you did not carry a mortgage.I also lowered the CC% to 3% because you no longer had to carry a Mortgage which generally, you will need to have to pay a Mortgage Tax.In the I Column, I added a new Finance Column where in 2020 you received $400k in your pocket.HOWEVER, in 2029, you must then pay it back.

Solid C or C+ houses with tenants in place don't sell for $48K in Kansas City so there is a reason it's priced that low if it is truly a C/C+. 

(Spending the extra $50 for a good shredder rather than the bargain type is worth it IMO)Sometimes opening a PO Box can help as that should change your billing zip code used to process CC transactions. 

If the current debt and or change in interest rates on CC's over time x out the cash flow on the properties then there's your answer.  

Sell your depreciating debt (jeep) and pay off any other loans/CC you have.Don't go out with your friends and throw money away at the bar, or restaurants, traveling, etc.Work on making more at your current job, or try for a promotion while also picking up shifts when your off.If you are serious about investing in real estate, the stock market etc.

Both were on VRBO and AirBNB before by previous owners and ran 76K and 26K for the 9 good months of 2017.EVOLVE charges 10% pluc CC fees of 3%.

I own RE so yes its against my self interest but im a buy n holder.I hear auto loans are getting out of hand too.We already know student loans are way out of hand.i think cc debt equals levels seen just before last crash.

Then what you do is at the bottom of the the letter write down: cc: Fraser Milner Casgrain LLP or whatever lawer you normally would deal with.