Then go looking for distressed properties (like @John Underwood said) and apply your talents to getting it ready to go and see what happens!

For example, if your mortgage PITIA payment is $1800/month and you pay $2000/month, you'd get penalized for the addition $200 you applied to principal. 

However, the 10% early withdrawal penalty will still apply unless you qualify for an exemption.

She is applying with her boyfriend who is under 18 and has been emancipated from his parents. 

I can’t get my budget in order because this one builder won’t give me an estimate until I’m ready to apply for permits.

If you were to purchase a $400K property in either of these cities today, applying the 3.5% growth rate, that same property would be valued at around $566,000 by 2034.

And that rule doesn't apply to someone who is not a real estate licensee." 

I was aware of UBIT and it applying with the use of debt, but I wasn't thinking about it with regard to the depreciation question.

But, keep in mind, the PPP applies if you refinance as well.

_____________________________________________________________Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a Class A property in Class D area, what quality of tenant will you get?