What the city housing clerk is telling me is that there was a water leak from behind the sink pedestal on the second floor bathroom that has been running for a week. 

If that's the case, check out some of the economic data about what cities have strong job and population growth.

Try to stay close to the median home price for that city. 

I got a call from the Warren City hall and they reported pipes bursting and the whole driveway is flooded on initial reports.

And, none of them would want to be in all 3 cities unless it is a fantastic deal.

Jersey City is hot right now but like I tell my clients the majority of the time I can find them deals that make more sense in Essex County but that depends on the client and what their needs are along with their comfort level. 

Quote from @Mary Jo Carruthers: @Albert Hepp Did you know that there are quite a few non profits and also the city of Austin in the austin texas area that provide down payment assistance for first time home buyers?

IF the City does not limit to four total, there is a scenario where the City MAY allow up to 10 total units on single family zoned parcel

@Mike Grudzien @Tim Delaney do you guys think it'd be worth joining a credit union in the city I used to live just to get the rate even if I'm out of state now, will they still give a better rate? 

I bought 4  three bed properties in Kansas City in 2011 for $160k.