Quote from @Mary Jay: Quote from @Jay Hurst: Quote from @Mary Jay: hi guys,so I have a lot of equity in one of my rentals but the interest rates are super low on it. so I dont want to do a cash out refinance on it because I dont want to lose the 3% interest rate on it.I want to get some cash out of it via Heloc or another vehicle,  so I could buy another rental, but its not my primary, so I cant get a HELOC on it from lots of banks....I think PenFed does helocs on rentals, but because I have more than 5 rentals, I dont qualify for their HELOC loan.IS there a bank that would give a HELOC/cash on a rental?

My goal is to leverage that equity for additional income.

I have found in my area the highest "livability score" is about an 85.

My recommendation would be different if you were a high-income earner or if you wanted steady equity growth.

Quote from @David Young: My wife and I are new to this and are saving for our first property our goal is to start looking for properties in November 25, we have a couple questions, would it be wise to invest out of state for our first time investment (we do plan on physically going to see the properties to potentially invest in) ? 

I manage my own and others and RD works well for me.

My primary goal is to identify properties in high-demand neighborhoods, with a focus on value-add potential.

My company offers real estate syndications.

I have been Quest client for 6 years and this transition is beyond anything I have ever seen and my career was putting new systems in for companies.I am trying to get a deal closed and can’t get a response.

I just need to be pointed in the right direction because I get deals in my inbox from people I communicate with all over the country.