And although I'm grateful to have found another lender to get it done, it cost me more money in points, a higher interest rate because of the current rate was higher than previous, and I had to buy another appraisal for $750.The response I received from one of the founders of the company states: "We are not able to refund any amounts at this time as the time of quality control has passed....

Even though the FMRs are $730, I was conservative and used $600 for my Pro Forma- The current owner hasn’t raised them at all because he didn’t want any turnover- outside of cleaning and painting, no big costs- Not Section 8 

As a buy and hold investor, how important was getting a good discounted purchase price up front for you? 

You end up with Hotel Quality sheets / soaps for the cost of Amazon or even less.

I get it...I get emotional with properties and buy into the sunk cost fallacy too.

to save costs, and responses sometimes took weeks.

But if borrowing costs remain high and interest rates don't fall as many people expect, cap rates will have to decompress further. 

Mind you, she used a legal aid attorney, so he didn’t cost her anything.

Very few non-owner occupied property policies guarantee full replacement cost - they typically provide replacement cost up to the dwelling limit purchased. 

More work, more time but you can take advantage of a nice cost segregation / bonus depreciationThis is the truth!