But every other month we are at about $2000-3000 surplus.If we stay or buy a second home and rent 1st, the difference is about $1000 in our pockets.I don't want to make an untimely decision on buying home by missing some kind of interest rate change, based on short term financial struggles when 10's of 1000's of $$$'s could be made.

This is the same struggle that every new investor has- DTI will keep you from getting more loans quickly than any other factor.

PML is still a struggle.  

But i've been struggling for almost a year to get 1 deal!

I still struggle with that myself.

As a property owner and beginners investors I have been struggling a lot with property management companies for our rental home in Woodland.

Hey Everyone,I am struggling trying to figure out what kind of Financial Advisor I need.

I struggle to understand that logic, because at that point buy off the MLS where at least you will have a proper and secure close. 

You “struggle” to survive on $250k/yr outside of California without having to do any work.

I have had a few over the years, and not one struggled in the least with my flips.