Run the calculations on the expense of doing a refi at a slightly reduced rate vs. keeping the current loan for whatever period of time you think you will hold this house.

If I require a separate EIN then I would just make regular LLCs.

Investment Info:Single-family residence buy & hold investment.

The longer the better, but keep in mind that many of these structures have severe prepayment penalties so using 10 year debt for a 3-year hold creates a problem. 

I needed to prove to myself that it’s possible to go after the larger deals without holding back due to fear or lack of confidence.

Don’t ever invest and hold.

Investment Info:Single-family residence buy & hold investment.

If you buy and hold, time will make you look like a genius.

The Title Holding Trust or Land Trust will keep your name of the public record, but it can also complicate the property ownership and management. 

Down payment should be about the same (20% on a buy-and-hold) but you'll see an additional $3-$6k on average in CC and the ability to keep it off of your DTI/Personal credit along with hopefully no more hard inquiries on your credit (many lenders will accept/perform a soft pull).