You can re-start the refinance with the same lender, recycling the appraisals, once you're truly ready. 

I mean no insult, but have to be truthful in saying most of them are from RE newbies, and I consider anyone who hasn't lived through a full RE cycle to be a newbie.

I'm under contract on a really amazing piece of property in Stuart FL.  The home is  a dream home...eventually, right now it needs a lot of work.I am wanting to put Hurricane proof impact resistant windows on the hous...

I prefer one email from BP per week talking about the latest podcast and links to articles.I'm ok with recycled articles as long as they are listed as such and have updated content.

Yep, and repaved my street this year too and allowed me 2 recycle garbage cans.  

I've done the BRRRR strategy dozens of times to keep recycling cash for acquisitions.  

Yes, you just recycled your money but you also shrunk your margin between rental income and expenses because your new mortgage is for 300k (just using an example) instead of 200k.

In any case, if you offer with conventional financing on a property where the seller knows no lender will do a conventional loan, your offer is fodder for the recycle bin or circular file.

MortgagePMI (Plan on using FHA)Town TaxesGarbage/Recycling (If not included in Taxes)Insurance (estimate)Grounds Keeping (estimate)Utilities (Though I prefer not to pay any.

I would say that the first thing in a hot Market that may be at the Top of the RE Cycle is for me to look at what the dirt is worth?