What expenses to included when evaluating a property

[Mo Olatoks]

Greetings!

I am looking to invest in multi family properties in the future.

The largest dilemma I have, while trying to evaluate the properties for cash flow is making sur ei am including a representative list of expenses.

I underdtand that there will be "incidental" items that are unforeseen ( but I can budget for those)

Below is the list of expenses I use when evaluating a property, please let me know what you think I need to add. Your input is MUCH appreciated.

Mortgage
PMI (Plan on using FHA)
Town Taxes
Garbage/Recycling (If not included in Taxes)
Insurance (estimate)
Grounds Keeping (estimate)
Utilities (Though I prefer not to pay any.

Look forward to your input!