Hi James, We have many customers from out of state and people that build a strong portfolio from afar.

This would include architectural fees, new equipment, cost of protecting or defending your title to the property, or building improvements.

You can file a Chapter 13 which will protect your home and its a clean way out.When you file a CH.13 BK its not the end of the world it simply protects your home since its your homestead from foreclosure.

You just have to use custom documents. 

(Kids put a lien on the property to protect their interest and pay the parents a higher amount?)

@Garrett Brown   I am going to focus in on this from your original post: I think identifying these markets that have a history of vacation rentals (so STR regulations are not worried about) If you believe a particular municipalities history of vacation rentals protects you against STR regulations you are mistaken.

You are marketing a deal that isnt really protected in anyway and could be stolen right from under you.

Most of my customers who own their own land typically use Fannie Mae since it offers a ower Dp for 2-4 units and the guide lines are more lienant. 

Question.. why would Peter, or any of the other so-called gurus charged you thousands of dollars for a course that is mostly outdated, customer service is very poor of even nonexistent, and here is the kicker....

The property manager has a legal responsibility to protect your interests.