A lender that is transparent and timely with communication. 

But, I am not willing to commit to 50 years (if I am lucky) of never harvesting material equity from my rental properties at this time so that she can inherit potentially millions or tens of millions of 2074 dollars at stepped up basis.I plan to pay the tax man and spend some of my money at some point.

Often times they come back with a list of repairs that they would like to see to protect the home or mitigate liability. 90% of the time those items were on our list to fix anyway, and sometimes we even haven't done before we get the letter from the insurance company.

I addressed them each time, but the unit was never warm enough for them.

It's so important to take action and remember that the best time to invest in real estate was yesterday, the second best time to invest is today!

They confirmed our appointment by text, email, and call numerous times before our scheduled consultation.

This brings me to now, I've taken this approach and have used my own money in lending, but am also bringing in friends and family to take part in these transactions so they can earn way better returns than with CD's.

And this might indeed require some time to pass before doing that.You could still create a single member LLC with either you or your wife as member. 

Hey @Keagan Scott, so I don't have any insight into Gary, IN but here is a blurb -"Those looking to rent out their properties for less than 30 days (about 4 and a half weeks) will have to get a permit, pay a one-time $150 fee, and have a city business license.

Jung,Welcome to the BP forum its a great time to start as mortgage rates fall and home prices still priced well in many states.