When a Judge tells me that melted crayons in my heating ducts and in every light fixture in the house is just normal wear and tear, then what can you expect your judge to tell you over some dust and dirt.Nancy Neville

Generally once you get past the first few properties (and more importantly first 2 years on you’re income taxes as INCOME) The three letters DTI melt away. 

People will always want to live in these places which are a melting pot with diverse population, younger crowd, job opportunities and indescribable energy.

I've already removed snow and salted but it has melted and frozen over and now tenant complaining about ice.

well from my cheap seats.. the only correction I see is if interest rates go to high too quick.. or regional IE jobs leave.other than that there is not going to be a mortgage melt down so in mind view no massive pending correction or bubbleand to have a bubble bursting type scenario ( according to Bruce Norris and I agree) the market needs about 40% of MLS or open market properties to be OREO or bank owned or short sales.. and we are just not there or even close to there.so many props have been bought for cash.. you have guys like @Steve Vaughan shedding debt he is not the only one..

Very few want to "catch the falling knife" and odds are they have other aspects of their financial portfolio that are melting down as well.

Does water pool near the foundation when it rains or during winter/ spring melt?

Since it was a slab foundation, my biggest concern was that the plumbing would be melted under the slab, since that's pretty much al that was left except the brick and the roof.

they are mainly called when the bank feels the value in your particular market might have slipped... they will freeze them and call them.. during the 08 melt down many many got called.. because values eroded.read the fine print on any heloc you will be amazed that your loan its not secure for a time line even if your making payments and are current and in compliance with all other terms..

Very helpful....Could you PM me LT Caplan's email address,... or better yet, why don't we connect here on BP.