intrest free credit cards and cash How did you add value to the deal?

Yes, your rate will change but not much if you have good credit it will go up around 5.875% to 6%.

If you can’t do a 1031 to a non-income tax state, figure out a year when you will have lower income and tax rates ar as low as possible.

New construction, fully decked out on the design and amenities. purchase price 785K, 40K in seller credits, 120-140k gross rental projections What made you interested in investing in this type of deal?

And a few from 0% interest for a year credit card loans too.

I like strong MSA's, high rents, & low purchase prices, to maximize cashflow & cash ROI. 

Quote from @Daron Williams: I just invested in a tax deed here in texas it was a beautiful lot right on lake sam rayburn. i have it on the market for sale the only problem is you have to have two lots to build on.. i found the person that owns the lot to the right of me and there willing to possibly sale there lot the only problem is i dont have the money or the credit  to purchase it.

Ohio is a great place for cash flow since rental demand is high, property prices are low, and rents are solid.

There are quite a number of things that can make utilizing an FHA loan more difficult such as more barriers during appraisal, appearance of low qualification/little cash, typically longer closing period, likely higher interest rate, and PMI cannot be dropped without a refinance if 3.5% down.That said, just chain 5% down conventional loans, and make sure your duplexes pay for themselves.  

Now all taxes are based on a super low rate you can’t fight.