By approaching from the "objective analysis" rather than "who is the good and bad guy", you are really educating a basic investor.Capital call is a myth/method created by the lender as a temporary measure by the lender to avoid foreclosure.Nonetheless, these capital call is created because the lender itself is willing to take a such very high risk investment that should not happen in the first place.A DSCR loan of 0.85 80% LTV should not happen in the first place.

It will no doubt make you more focused, more hungry and more methodical when dealing with real estate in the future.  

I'm looking to shift my focus from the long game of rental appreciation to the BRRR method.

Use the enemy method to see what other properties in the market are doing. 

Instead of going through banks or credit unions, this method involves borrowing money from private individuals or organizations.A major benefit of private money lending is the flexibility it provides in terms of loan conditions, interest rates, and repayment schedules.

Others specialize in buying rentals using traditional 20% down methods. 

What were the methods you used. 

I JV'd with another person on the 7th to sell it. 2 LTR purchases were the BRRRR method, which were my last two BRRRRs.

Use the wholesale method of buying in a down market to amplify results.  

This is something i've been trying to define myself as I don't want to rely on the first come first serve method.