Currently one of the rentals (Town House) i own recently burned down due to a kitchen fire.

It makes sure that if someone gets hurt, or something burns down, you are covered, but it takes into account the fact that someone is working on the property.  

Other facts about the house: Sales price $125kBuilt in 1974, but burned down in a fire in 1995, so foundation is 40 yrs old, but house is about 20 yrs old. 

We're concerned with the tenant burning down the building if they don't use it properly.

I figured I would check here to see if anyone has experience with renting to tenants who need a short term rental (their homes were burned) and are using Housing Headquarters.  

I am very much against burning bridges, even if they deserve it, so want to start this off right. 

We did pretty well on that one too, we purchased it for 60,000 and soon after, it burned down due to some nesting in the fireplace.

I've heard of insurance companies refusing to pay out because a home owner did their own electric and burned the home down. 

I’ve been burned before so I’m extra cautious this time around.

They have the added benefit of not hurting the pocketbook too.I've learned more and more that it's possible to get burned following strictly these rules, it's good to hear that we have to maybe pull back on these in an effort to at least secure a first house.I'm in complete agreeance that i need to get my feet wet and mostly look to learn (i just wish it didn't come at such a high price, but too bad eh?)