The software is free for me to use and my tenants pay a $2 ACH fee whenever they make a rent payment to me online.Plus the system is very easy to setup with and is very intuitive.

You'll find a lot of support and inspiration on these forums and in the member blogs especially, but you're absolutely right in your intuition.

That sounds counter intuitive.3) If no, can you please some experience dealing with such tenants.   

You should use this figure to adjust your % of rent number, not the other way around.There is also an intuitive sense of asset condition that needs to take place.  

It's counter intuitive, because the increase in rate will negatively affect the DSCR, but it is what it is.

Intuitively, I'm thinking rents are going up at least 10% over the next 12 months.

It has great automation, user friendly and is very intuitive. 

My intuition is telling me that the happy middle ground is to not use bridge in the next 6 months and use 60-65% ltv and use a 7-7.5% cap rate plus .1% for every year I intend to hold this property.

My intuition is telling me that the happy middle ground is to not use bridge in the next 6 months and use 60-65% ltv and use a 7-7.5% cap rate plus .1% for every year I intend to hold this property.

My intuition is that it would come sooner due to the appreciation and loan paydown.Let me know your thoughts!