Been in communication with the mortgagor and even after submitting the trust doc, they say it's insufficient and want a grant deed, quit claim or probate document.

That means that the prior leaks and soil/groundwater contamination have already been taken care of. 

City has called my maintanance manager twice to go and solve critical water leaks when they can't reach the new owners.And we complain about unfair journalism and government oversight.   

Can definitely get no income no doc construction loans that would allow for it 

I have a leak in my house and need to repair my kitchen.

Secondly, I also like to check the HOA docs and give them a call to verify ability to rent short term. 

If you can go 'Full Doc" another words use income to qualify plus rents it would be worth it to take a look at other options.I would be interested in knowing what program you are using and the property type.  

Downside is you need to do this for every owner and they usually have to sign the bank docs in person.

Maybe one of these: Bank of the West, Consolidated CCU, East West Bank (super easy, no doc), Red Canoe CU, Quroum FCU, Signature FCU, WAFD Bank, 

These could lead to leaks or blockages, requiring costly repairs or replacements down the line.