I'm sure it will not be long before you hit 4 digits.

I prefer to see double-digit returns.If you want higher returns, you typically need to have a little higher risk.

@Steve Babiak we share the last 4 digits of our bank account for the deposit (easier to remember than the whole number).

You have to dig. It

@Mark Ferguson Hi Mark,I know this is an old forum but I thought I would dig it up before I created a new one.  

In many markets prices have increased by double digits year over year.

Single digit low.2013-06-05 - 52013-06-06 - 82013-06-07 - 52013-06-10 - 12013-06-11 - 5Also, I found this video kinda interesting...http://video.foxbusiness.com/v/2431023704001/hedge-funds-dump-housing/

I believe that in this digital age, I can cherry pick the best markets in the nation and invest there, and I've read that many people are doing this successfully.

So you've just got to capture some equity on the front end, at lease 15%+, by buying from motivated sellers, buying distressed properties and rehabbing, etc.However, the guy with 4 houses owned in cash can also probably easily manage them, saving PM fees, whereas the guy with 4x to 5x as many leveraged houses either needs a PM (and will pay them 12-16%, including leasing fees) or will spend many many hours of their life dealing with all the houses.It's also a lot easier to find 4 great below-market deals than 16+.I also like the comment someone made that if they had sufficient capital to buy a portfolio of SFRs outright, they'd probably just be a private lender and capture double-digit returns on a much more time-leveraged basis with less risk and more stability in the income.

Well, I guess we did because most other people we knew were paying double digits in interest.