Yes, this creates problems for title companies and title insurers to resolve. 

Because I’m unable to obtain an insured title for two years, I did not plan to invest in this property until then for risk of losing my investment.

Quote from @Raymond Whitley: Not sure if Goosehead is in your area, but a broker like someone at this company can really help you in challenge times for insurance like this current market with so many carriers dropping out completely or raising rates on everyone. 

Real estate investors often find themselves working with many providers between insurance, financing, property management, tax preparation and strategies, etc.

Our insurance policy for the project alone was well over $100k. 

Well, once I started the process of buying I was quickly introduced to the importance of title insurance.

Asking an attorney if you have enough legal protection is like asking an insurance sales guy if you have enough insurance.

It’s easy to find tenants, population/jobs are increasing, and property taxes/insurance aren’t skyrocketing. 

Did you ever find out more information about insurance and liability?

I hired a public adjuster after Hurricane Michael and was able to get almost 3 X what my insurance company wanted to pay me.