Thank you cinder block walls : )So my question is, how do I know if the insurance company is essentially screwing me on the repair costs?

Painting houses a neutral color is the easiest and least expensive way to get houses rented or sold. 

I don't want to go to a company like h&r block, but none of the indie people have reviews or reputations. 

The city is extremely block-by-block and difficult to analyze unless you understand the landscape.I have some tenants on government programs, yes, but not most.Detroit is a cash heavy market for sure.

@Andrea Evans - Chicago is truly block by block, yet also has a population the size of Boston, Denver, Milwaukee and Nashville combined.

Or keep the uppers and lowers the same and contrast the island color. 

Although most are C-Class they're always the nicest properties on the block and I put a lot of the other landlords to shame.

All foreclosures are based on gross fraud, forged signatures,fake documents, corrupted judges who are criminals working for the bankers.The same goes for the attorneys.This country doesn't have the lawyers, and public officials are not following the law.Not the common law not even their own fake, UCC code color of law.BAR attorneys are foreign agents trained to destroy American people and American Constitution!

We own a single family house on the same road, just 4 blocks away in this same form district that is on pace to earn us $35,000 after expenses in 2024, so am confident this duplex would perform well also.

I've seen gentrification spread right up to a block of S8 buildings, and then go around that block leaving it right where it was and will probably always be (undesirable).