That affects your credit for instance.A better way to look at it is voluntarily making the mortgage payment for someone.

What's the lowest credit score you will allow?

Is the credit over 780 for both #2 applicants, or is that an average?

I have personally purchased large apartment complexes from REITs and know how poorly some of them manage their properties. 

I understand credit enhancements and additional guarantors are sometimes required but to be unable to cover escrow funds and to give away deal ownership for that service is kind of crazy but back to the main point, the real issue is when the Co-GP is not truthful about their true role or embellishes their portfolio/ unit count. 

Credit!

They may also require US credit history, although there are a handful that will not require a US credit report for an increased rate/ reduction in LTV. 

Their debts would include not just car payments, student loans, and credit card payments but also things like child support paid.

It took a long time and renovation to get it back to where it was.This is our first investment property and it’s just gone so poorly.

At the numbers you are talking about and where the market is heading you could pick up some very high quality NNN national credit tenant properties as commercial continues to recover.