We do have a servicer.I finally had a conversation with my JV and said just foreclose since the borrower would not return calls, emails, any form of contact.Borrower did response when a DIL was presented (oddly enough) and agreed to a DIL but has yet to sign the papers.

As I get closer to finalizing my project, I’m focusing on making the design and overall experience of my short-term rental truly unique.

We're right at the start of the process, the chicken and the egg, and a little confused on how to pull this together.Essentially we need quotes to see how viable this actually is, but we don't have final plans to quote from, nor is land purchased.We've looked at Altus, and know what pricing SHOULD be.

The final part of my degree involves a capstone project, and a requirement of the capstone project is that it be overseen by an industry mentor.

Finally, to answer your other comments, I think the exact right answer depends on your future intentions.

It worked she said she was having a bad day and a replacement to answer the phones while she took a coffee break still hadn't shown up and they were short handed that day and she hadn't even had lunch yet, she answered my questions and finally her replacement showed up.

And finally they want success in real estate investing skipping the necessary years of experience, capital accumulation and mastering  lessons regarding real estate principles, law, and finance, by paying a “mentor” (guru) for a 3 day workshop and continual “mentoring”.  

It's been 6 years and I finally realized, maybe I could be putting this money to better work elsewhere?

If you stop growing it wide early (more real estate) and you start growing it deep instead (more equity) you are limited in your final outcome.

You need to pass the IRS "material participation" testand this finally brings as to the myths.