I will assume you have insurance against loss but the quality of the ins company can make a HUGE difference, and god forbid you need to be made whole from a catastrophe you will wish you had paid a little more for a top rated firm.

Only God knows!

Madison, WI is one of those, and I am not sure exactly why, unless the presence of commune living and student housing is a major factor - lol.

@Jon Holdman God love ya!

The drywall inside on the other side of the fire, was undamaged.I also ordered the fire report, from the fire department, that indicated a cigarette, as the likely cause, and noted it's presence, in the area of the fire.So now I have evidence, my tenant is lieing to me.

Most of my investing partners are active military and you'll find there is a big military presence here on BiggerPockets.

That helps.I am also assuming that many of these regional/small banks/credit-unions may not have extensive online presence so i have to pick up the phone and do it the old fashioned way (but not 'too' old fashioned way of going there in person...as that would be very hard for me to accomplish for every potential opportunity i find).Originally posted by @Michael Le:You'll likely have better luck with a local-to-property bank as they better understand the local area and market.

God bless,John Purcell

My goal is to invest in Multifamily properties (2-4units) and eventually grow into larger apartment complexes (25+ units) as a means of creating a sustainable business that generates passive income to support my family, my community, and if God is willing then myself as well. 

:For your convenience, and in an attempt to expedite the reconveyance of the Loan after full payoff in accordancewith the Payoff Demand, we have included a "Substitution of Trustee and Reconveyance" form.IMPORTANT: The "Substitution of Trustee and Reconveyance" form must be executed in the presence of, andnotarized by, a Notary Public.