The restaurant expenses are getting too high that now they're dilemma is whether to refinance the HELOC, do a modification on it  for financial hardship , or sell the house to pay off CENLAR (loan administrator) and put the difference as a down payment somewhere else.    

Any other issues like drugs or gang activity?

I earned a BS in Business Administration from UNCW.

Describing contractors as guys that on friday head to the bar or buy drugs . and now we have people saying give this guy a chance , a guy who values himself at  $12 bucks an hour . 

@John UnderwoodWhile a quit claim is a valid deed, title companies in Texas are reluctant to provide title insurance except with administrative transfers such as husband/wife in divorce or owner to an LLCTherefore, as @Jim Cummings stated a quit claim deed in Texas an acceptable form of transfer in Texas

This is actually one of the main points in the sale speech of many SDIRA custodians and administrators.

We looked into several scenarios: making a few loans at 10% vs one per year vs. buying a rental property (with and without leverage) and the administrator fees will eat 40-60% of net annual income.

Great administrator!

I would double check with the TSP administrator. 

Drugs?