And as mentioned above, if the lender you are speaking with doesn't know what that is...then you need to go to a different lender.  

I've been informed that completing the course alone may not be sufficient to pass the exam, so I’m seeking advice on how to prepare effectively once I complete it.Currently, my only other resources include a YouTube video, five practice exams, and a textbook.If you have any additional suggestions—whether online or in-person, paid or free—that could help me effectively prepare for the exam, I would greatly appreciate them.

Having grown up in Florida, I was paranoid about the wind and a potential fire and sure enough at 10AM one broke out in the vacant lot adjacent to our property. 

Depending on the value at the time of death and your basis you may need to file a gift tax return.I would speak with a CA attorney to determine the best type of deed to file and a tax professional to gather more information.

You want an area with a good rental pool and a good property to rent to them.

Starting to research Uruguay to invest and as a 3rd country to live in.  

I am a husband and a father to 3 children.

In 4 or 5 years you will have appreciation and a solid number of years with 2% remaining.  

We have modified many seller financed notes over the years (with input from the servicer and a qualified attorney as mentioned by others). 

As with many here, I've been using a mix of Cozy (now Apartments.com), Stessa, and a few other custom workflows for turnovers that have worked well in the past, but with the takeover of Cozy by Apartments.com I'm now out shopping for better options for my primary, tenant-facing service.