I just joined MAREI (Mid America Association of Real Estate Investors) and attended one of their meetings this week. 

In America, small business is being increasingly looked upon as a criminal behavior by both the public and governments and our society is extremely litigious. 

It's great for BiggerPockets that there are now 500,000 members on here, but it isn't really good for investing as a whole - if you figure that fully half the investors in America have joined the site (and that's probably overestimating), that means that in a country of 100 million single family homes, there are a million real estate investors chasing deals.

I'm currently in escrow on a 18 acre chile farm in South America and a small single family cottage in Scotland.

Good luck in america

You realize 95% of America lives on less than that.

At the moment i figured out a way to pay and get my portal to work but they were a nightmare and i know if there is going to be any changes in my loan status, i will have to deal with the one of the worst companies ever been in america in this size.

@Antoine Baisy, consider also Protect America which have some of the lowest monthly costs.   

I have a small, but varied portfolio of real estate investments spread between Latin America, Australia and Canada. 

I bank with Bank of America and Compass currently.