Only because, those numbers are very fluid, they will change, depending on the overall acquisition price. 

I don't mean to insult you and respect your decision, but you do know that that CDC has yet to trace a single transmission of COVID-19 to touching a contaminated surface, I assume? 

What you need to know before hand is that the ARV is fluid.

This isn’t very easy to do unless you have a bit of experience  It’s a lot like riding a bike- after you’ve done it a few times it comes fluidly and naturally, but it takes some practice (and a couple of falls) to get started.

"Significantly less" is rather fluid, but I've found that a 5% to 7% haircut on a short sale scenario vs a foreclosure scenario (according to my own horseback calculations) gets approved.

I have a 2001 honda accord manual transmission and does great milage used mostly to go and see properties and also picked up a 09' toyota tacoma trd sport which actually does great milage for being a 6 cyl. and having good towing torq and bed space for rehabing work etc...

Some areas of the United States had a small dip and have already recovered.Many parts of the nation there are still millions of properties that are foreclosure and pre-foreclosure that need to be worked through.That will take years and years from now.People now with jobs want to stay FLUID and move at a moments notice to take advantage of the opportunities that arise.They can't do that having a house they can't get rid of.Since many homes are no longer appreciating but declining or flat in value there is no refinance opportunity.Instead people want to rent so they do not have to pay property taxes and do maintenance to a property.There will always be first time home buyers but many still want to rent instead of purchase.In the multifamily sector we are seeing a rental BOOM that is predicted to go for the next 5 to 10 years or longer.Many potential buyers let a house go and can't qualify for a property and do not want to put the money down for a private finance deal so they rent.

In the UK a Mercedes A-170 and in the US a Ford Explorer.The A-170 is a manual transmission vehicle with no clutch pedal.

A few year ago I bought a vacant old transmission shop on E 4th Street in down town Reno.

Once you've done this a few time, you will come across more fluid in your discussion and like an 'old hand'.