Of course, I could have summarized all of this reply with "be sure to do your due diligence".

I intended to say what you summarized in first sentence.

If I may summarize what I read: + money earns a long term yield around 5% to 8% in the past (that's with recent equity return tailwind)+ private banks let you borrow libor secured against it if you are HNWI, therefore allowing to leverage the return+ possibility of estate planning+ asset is protected from creditors- no transparency on fees, and on the investments made- locked in contract, so if the insurance company management changes its view on this product in 10 years and starts to remunerate them poorly, you can never walk away.I'd be interested in other people's view too.

It would be hard to summarize my business in one sentence, but I sell a mix of digital and physical products online. 

Sorry about the title I tried to summarize what I'm seeking.

Sorry about the title I tried to summarize what I'm seeking.

I will summarize in this email but I have attached the detailed formulas for you to look at.

So, to summarize, and make sure I'm following correctly, the above price would look like:- Property appraised/valued at $200k- Strike price to TB at $194k (200 less 3%)- Nonrefundable option consideration to investor of $6k- Rents at agreed amountMy questions would be:- Where are the "rent credits towards closing costs/sellers concessions" coming from?

And that's even if it's legal in your state (I'm summarizing here for time).  

I just want to summarize this post with few good things touched on by Tony C, Tony C and others.Taking Action with a plan in hand is key.Don't tell me it can't be done...tell me how it can be donePeople will spreadsheet there way into fear and never pull the trigger.