@Kris Lai I ended up withdrawing my loan application and went with Alliant Credit Union instead.

If you use any other software, for what purpose?

He has disregard for city and state laws and it shows a pattern.We did serve notice prior to him requesting an application to be on the lease.

These fees include charges for appraisals, inspections, title insurance, legal fees, lender fees, and various additional fees.Here is a list of some of the fees you can expect to pay in addition to the money upfront when investing in real estate:Loan origination fee: This is the lender’s fee for processing the loan application.

Oakland in general has large demand for LTR, especially in the family-friendly neighborhoods, so I wouldn't be surprised if you are already seeing many applicants on day 1.

Hi, I have an applicant who is 20 years old with a low credit score.

While they are good communicators, experienced with Section 8, and their software for rent collection is solid, we're increasingly concerned about a few key issues and would appreciate input from anyone with similar experiences:Turnover Fees Transparency:The turnover fees seem high, and despite our requests for itemized breakdowns and man-hours to justify these costs, we feel they may be taking advantage of our out-of-state position.

She offered to pay a full rent's payment upfront, along with the deposit, to compensate for her current unemployment.Are there negatives or major red flags that are associated with this that I should consider as I evaluate her application?

Loans are underwritten by Fannie Mae’s Desktop Underwriter (DU) or Freddie Mac’s Loan Product Advisor (LPA) which based on the loan application will decide on reserves needed. 

Quote from @John Underwood: First thing to do is check with the city or county to make sure the ADU would be permitted to be a STR.The municipality has an application process but initial indication is that it's not overly restrictive in the area I'm looking at.