Thankfully we are commercial bank clients so our rates are as low as you can get in the market place for anyone who is not Lennar or DR horton or those types.

Quote from @Robert Brock: Thanks so much Ronald.  

Drop a post on this thread if you're interested in a quick call to share learnings.

Quote from @Nate McCarthy: @Noah Laker, thank you so much for the reply!

Building a trusted team is key, so starting that process as you actively search for your market will put you in a strong position moving forward.

Ahh yes, there are so many options.

So there's no point in having an out of state LLC in that scenario.I would imagine other states have similar laws, but I do not know for sure.

Check your competition and make sure your are under them if reasonable to do so.

In NC, if you don't do things by the book, it can be so much worse in the end.

In the 2024 insurance market, CA is hard to place, so even though you could force them onto a single policy, it may be more economical to keep them separate.I'll send you a note with the carriers who can do this for you.