If I was going to fix this plan within the bounds of the existing walls, I would do this:1) move the kitchen to where the front bedroom is.2) Cut the back wing of the house into 3 bedrooms and 2 bathrooms and slot a stacker washer/dryer into one of the bathrooms.

I know slot of people think that the requirement is 12 months for FHA loans, but it is not.  

Florida cities take first 4 slots in Mayor's survey.

By doing this, you will open up 1-2 slots available for Fannie Mae purchases going forward.

Can i put "193k or payoff, whichever is lesser" in the purchase price slot because i dont believe him on the payoff amount? 

Thanks for the advice John.The local market rents are pretty strong, there is an Air Force base close by that gives slot of off base renters.It would rent for 1250 to 1300.I have about $10,000 I could use for earnest money, I just hate to use cash if I can do it another way.But I realize you have to spend money sometimes to make it.

They can screw the pooch all the time as long as they keep filling up the conference slots.  

Charles,We've had the 9am slot for about a month.

I don't know if Zillow is the one that does this but some of those sites have"pay to play" slots where it's not actually the listing agent but another agent thrown in the contact section.

@Jay HinrichsThere's a couple of different answers to your question about the 10 loan max.Based on strictly looking at the number, and assuming I want to continue to add more than 10 properties:1a - I just use partners that have the credit I need...and the open loan slots available.1b - I also can sell off a % of my ownership.