If so what are his loan requirements?

It's easy to obtain, costs very little, and doesn't require extra, on-going effort to maintain.

Our company requires first/last name and a mailing address for the owner.

It will be a can of worms for sure and they may go as far as requiring a full tear out and fresh submittal.

They're safer, easier to use, and require less maintenance than wood-burning fireplaces. 

This is much lower than the costs associated with refinancing.Benefits of Mortgage RecastingLower Monthly Payments: The most immediate benefit is a reduced monthly payment, which can free up cash for other financial goals.Save on Interest: By reducing your principal balance, you’ll pay less interest over the life of the loan, potentially saving thousands of dollars.No Credit Check or Appraisal: Unlike refinancing, recasting doesn’t require a credit check, income verification, or home appraisal, making it a quicker and simpler process.Keep Your Current Interest Rate: If you have a favorable interest rate on your current loan, recasting allows you to maintain it while still lowering your payments.Drawbacks of Mortgage RecastingRequires a Lump Sum: Not everyone has the cash on hand to make a significant lump sum payment, which can make recasting inaccessible for some homeowners.Doesn’t Shorten Loan Term: While your monthly payments are lower, recasting doesn’t reduce the length of your loan.

I'm sure it's a little more efficient in larger cities, but my market requires up to 60 days to get approval.Lower your expectations with Section 8 tenants.

Which governing body determines these requirements?

.- You should have required the tenant to sign a Hold Harmless Agreement, indemnifying you against any of their claims.

New Jersey’s Anti-Eviction Act does not require any written notice for non-payment of rent.