Depending on the season we either turn them down or accept them. 

Property sat, we made a lower offer that was eventually accepted.

I understand that commercial loans are generally not regulated.Alhtough over the years and all my fundings I dont accept loans from other brokers to many flakes out there ..

Meaning if you make 100 offers, expect 1 to be accepted. 

If you feel the costs are too high for repairs, then ask to do them yourself...however, you need to make sure they are done properly and accept responsibility if there are problems. 

I offered $6k less that asking and got accepted How did you finance this deal?

The listing broker cannot tell you what a seller may or may not accept, so verbal is never a good plan. 

You need a solution, ask her what that solution is without asking you to stop STR, maybe the petulant child has an acceptable answer in her mind?  

If you do and they agree go for it, but I don't see any lender that accepts 100% CLTV. 

DanIf you ALREADY have TITLE to the home Sub 2 their existing loan and If the payments continue to be sent in to the lender, taxes are paid, and insurance is maintained the lender will in all likelihood continue to accept those payments.