I also have my primary residence, which has a basement apartment (shared main entrance) that I rent out as a mid-term furnished rental. 

Owning a duplex at 20 is a huge accomplishment, and it’s inspiring to see you’re already planning your next move.From my perspective, real estate investing is a long-term game focused on building equity, paying down debt, and maintaining stability over chasing short-term cash flow.

We work with one lender that will doa  2nd up to 60% LTV but its a loan not a revolving / open ended line of credit. 

My experience shows whole-unit rentals to families or solo professionals cut vacancy rates and simplify management over room-by-room.For faster occupancy and stability, try my hybrid co-hosting model: we market listings to insurance and corporate housing partners for mid-term stays (months to a year), boosting rent from $2,300/month to $7,300/month.

Be sure to explore all around the forums as well as many of the FREE tools that Bigger Pockets provides.I am on the lending side of things and am always happy to hop on a call to discuss loan options that are out there, even if not offered by my resources.

Given that I'm a new investor the loan/mortgage are in my name.

. - Flexible terms tailored to the specific deal. - Ability to leverage their network and experience in real estate. - Private lenders are not just sources of capital but can also be strategic partners who bring value to the table. 3.

For financing, would we then want to get a DSCR loan under the LLC or should we start with conventional loans under our name until we hit a certain number and then move them over?

Even after one year, that property may provide thousands of dollars worth of appreciation, you will pay down your loan and build some equity, and you can depreciate the asset. 

I am doing a Rehab and Rent loan through DSCR