Jon,You won't get anything of substance out of Michael.

@TonyNo harm man.

And if unleashed on the unsuspecting public can cause harm to the industry.

A good option is the P/A without default provisions as the optionee can walk away, no harm no foul.I have used standard purchase agreements then with an addendum, delete para 12, 13, 18 qnd 21 for example, then state the buyer has the option to avoid the contract and address specifics of the option, date notice is required, closing after notice, option price, credit toward the purchase, no contingencies.Or, use an option agreement

I will post them in the marketplace from now on and ledgers fe to there.No harm (or sales pitch in this case) intended.

I really just want to solve it without harming the owner.

There are additional requirements if you are going to hire employees right off the bat, sell alcohol, ship dangerous substances Etc.

If the borrower's house debt was included in the BK, then an eventual foreclosure does not harm their credit.

. :) "Maximum Pre-payments While a tenant may have a pet, or some interest such as portrait painting, which may potentially harm the apartment, you are prohibited from the collecting as advance payments more than the first and last month’s rent, one month’s security deposit, and the cost of installing a new lock (M.G.L. c. 186 § 15B).

You need to police your own, crooks take legit business away from you, harm the image of investors, make things harder for you to deal in, authorities paint with a broad brush bringing you in the same scam categories and ultimately you suffer the backlash of their greed or ignorance or both.