Hi, I am trying to do my 1st ground up construction project which is an 8 unit cluster dwelling in a hot market in South Florida.I was able to put the opportunity together by combining 1 cheap off-market tear down deal with 1 on-market deal.

Would there be implications for liability and dwelling insurance?

Will definitely put more dwellings on the property after I finish the current one. 

Never dwell on your past sales or mistakes.

Looking for info and potential deals in Portland.We don’t know much about Portland’s market but visiting next month.Looking for preferably a condo that is allowed Airbnb and if not has good potential for long term rent OR a Sf dwelling - same idea, on a potential For growth area. 

FHA defines it as "A Principal Residence refers to a dwelling where the Borrower maintains or will maintain their permanent place of abode, and which the Borrower typically occupies or will occupy for the majority of the calendar year."

(a) Any protected tenant may terminate his or her rental agreement for a dwelling unit by providing the landlord with a written notice of termination to be effective on a date stated in the notice that is at least 30 days after the landlord's receipt of the notice.

If my math is right you could almost double a properties income potential by adding an Accessory dwelling unit which will probably cost less than 10-20% of the initial home purchase price.Example:SFH purchase: $400,000 renting at around $2,100-2,500 (after about $5,000 updating)Garage Conversion: 25,000-100,000 (maybe less if I can find one with a bathroom next to the garage)1 bedroom renting near Fairfield CA: $1500 monthA lot of these numbers are idealized but this could bring the Property near to the 1% rule.400,000+25,000+5,000 = 430,000(2500+1500)/430,000 = .93%Now if we get this to work and we take it a step further and add a second ADU to the backyard for 100,000-200,000 we could add a 2 bedroom and add more incometotal cost: 430,000 + 150,000 = 580,000rent for 2 bedroom: 2,000Total income: 6,0006,000 / 580,000 = 1.03 %Do these number look relatively reasonable to anyone that has more experience with adding adu's in California?

@Dakota MivshekI hear the same thing as @Lia Martinez about Accessory Dwelling Units (ADUs) in Denver ... that they're not a wise investment.

Use of a dwelling unit as a short-term rental may not exceed 180 nights per year.m.